The Investment Advisor Terms of Use
Welcome to the Website of The Investment Advisor. While we love to hear from you, keep in mind we’re part of a regulated industry with some pretty strict rules on replying to you and having dialogues with you. Don’t take it personally, we’re just playing by the rules. We think that’s fair. Hopefully, you agree.
Always remember:
- On This Website We Are Providing Information, Not Advice
- If You’re a Client, We Can’t Accept or Process Instructions for Any Account-Related Transactions Through Any Means-Other Than Talking to Your Over the Phone or in Person
- Play Nice (no profanity or defamatory, offensive, abusive or unlawful behavior)
We hope you enjoy your time here. Remember, if you’re a client of The Investment Advisor and have specific questions about your account. We cannot answer them as a result of communication emanating from this website. Feel free to call us directly at (412) 388-0500 or (570) 815-0770.
The Investment Advisor is a Registered Investment Advisory Firm Serving Investors in the state of Pennsylvania. This Website and related pages have been created as a means of communication for Individuals, Families, Small and Mid-sized Companies and Non-Profit Organizations residing in and doing business in Pennsylvania.
The Investment Advisor is a registered investment advisor in the state of Pennsylvania. Pennsylvania is the only state in which The Investment Advisor is registered to conduct business. Therefore, only residents , business and non-profit organizations in the state of Pennsylvania may consider this Website and related pages of The Investment Advisor as an offer to conduct business. If you are a resident of a state other than Pennsylvania you may view this website and related pages for informational purposes only. If necessary The Investment Advisor will register in other states.
The Investment Advisor believes the collective experience of Pennsylvanians and the free flow of information will help this website fulfill its purpose which is:
- To Prompt Telephone Discussions and Understanding of the Current Market Cycle in Which We Finds Ourselves.
- Create Dialogue to Help Understand How the State of the Economy Impacts Investing.
- Talk About the Impact of Important Economic, Legislative and Regulatory Events with Respect to Investments and Investing.
- Discuss Strategies and Tactics in Managing Investment Portfolios in This Environment Including: Portfolio Development, Construction, Management and Maintenance.
- Discuss the Value of Financial Planning.
- Identify Through Discussion How the Use of Vehicles and Entities in Financial Planning Add Value to Investment Portfolio’s With Respect to: Investment Planning, Retirement Planning, Retirement Plans, Education Planning, Estate Planning, Wealth Management and Asset Protection.
The Investment Advisor Provides Investment Advice About
- Securities including but not limited to: Stocks, Bonds, Mutual Funds, Exchange Traded and Index Funds, Commodities, International Investments, Master Limited Partnerships, Listed Options, Money Markets, United States Government Securities, Municipal Securities, Certificates of Deposit, Commercial Paper, Annuities and Real Estate Investment Trusts. Including Any Security Which Can be Construed as a Recommendation to an Investor. This Type of Information is Reserved for Individual Client Consultations.
- Recommendations Involving Financial Planning Strategies, Vehicles or Entities Involving Individual Investing, Investing for Families, Retirement Planning, Retirement Plans, Education Planning, Estate Planning, Wealth Management and Asset Protection Which Can be Construed as a Recommendation to a Specific Individual, Family or Organization.
The Investment Advisor does not provide accounting or legal advice. In the event you need such advice and you do not have an accountant, CPA, enrolled agent and attorney who can help you with your investment needs. The Investment Advisor will help you find these professionals. Your relationship with them will be separate and distinct from The Investment Advisor. Fees you are charged by accountants, attorneys and other parties will be negotiated directly by you.
The scope of The Investment Advisor’s online presence on its Website, facebook, linked in or in any other social media, online, video or print venue is limited to providing information for you to consider. Information is analytical only. In no way should the information in the Financial Educational Forum or related pages of The Investment Advisor be construed as providing Investment, Financial Planning, Legal, Accounting Advice or Recommendations. Should you wish to incorporate any of the information presented on the Website or related pages into your investment and planning strategy. Information about the topics raised should not be relied upon as a substitute for counsel. You may need professional advice that applies to your specific situation. If this is the case, The Investment Advisor recommends you consult with The Investment Advisor, your attorney and accountant.
The Investment Advisor does not endorse the views of those individuals, companies, organizations or any third party that chooses to post on the blog of The Investment Advisor, in the Financial Educational Forum or related pages of The Investment Advisor. The information and opinions contained in the posts and comments made by such individuals, companies, organizations or third parties are solely those of the party posting and commenting. The articles, posts and comments to this page or any page made by The Investment Advisor are solely the views and opinions of The Investment Advisor. While The Investment Advisor believes the information posted to this page or any page by either The Investment Advisor or any third party to be correct, The Investment Advisor does not guarantee the accuracy of such information.
You should also be aware, if you have a business relationship with The Investment Advisor or an interest in making a comment on this site, blog, facebook, linked in or related pages you may have an obligation to disclose that relationship in your post or comment. Content posted on this page should not be considered a recommendation or personalized investment advice. Investing involves risks and the value of your investments will fluctuate over time. You may gain or lose money. Past performance is no guarantee of future results.
Like Not an Endorsement or Testimonial
Liking articles, comments, this page or related pages does not represent an endorsement or testimonial of The Investment Advisor, any associated person or the services of The Investment Advisor. Like in this instance is not meant in the traditional sense. The like button is simply a means of circulating the pages of The Investment Advisor. Liking this page or any page represents an interest in interacting and communicating with The Investment Advisor through its Website, facebook, linked in and its related pages as a medium of communication.
The information contained within the Financial Educational Forum of The Investment Advisor and related pages is for informational purposes only. In no way should information provided be construed as investment advice. While The Investment Advisor believes the information provided to be accurate The Investment Advisor is unable to guarantee the accuracy of such information. Some information published on this page and related pages given the nature of the format may not be current or accurate. The information contained in these pages should not be considered a complete analysis of the subjects discussed.
Information provided on these pages or our Website is Provided “As Is” Without Warranty of Any Kind, either express or implied, including without limitation warranties and merchantability, fitness for a particular purpose, or non-infringement. The Investment Advisor assumes no responsibility for any errors or omissions in the content of this Website, associated and related pages of The Investment Advisor. Under no circumstances and under no legal theory will the Investment Advisor be liable to a viewer of its Website, facebook Pages, linked in page or related pages or Websites. Whether direct, indirect, consequential or special arising from a viewers access to or use of This Website, facebook, linked in or any pages of the Website of The Investment Advisor or anywhere else.
No Advisory Relationship Created
Viewing or using the Website of The Investment Advisor or pages of the firm in social media, blog or any other venue does not create an advisory relationship of any kind. An Advisory relationship can only be established when:
- You Provide The Investment Advisor With All Relevant Information About Your Unique Personal Financial Situation
- The Investment Advisor Delivers to You its Form ADV Part II as its Disclosure Document
- The Execution of the Written Advisory and Fee Agreement of The Investment Advisor
- The Execution of Any Other Relevant Agreements and Documents of The Investment Advisor
Privacy
The privacy of individuals who visit the pages of The Investment Advisor is important to the firm. The Investment Advisor does not compile personal information for sale to third Parties. However, The Investment Advisor does not control how search engines, facebook linked in or any online platform uses your information. The Privacy Policy of The Investment Advisor can be viewed on the Website of The Investment Advisor at http://www.theinvestmentadvisor.net/InvestmentAdvisor/privacy-policy.html
The Investment Advisor does collect statistical and technical data about visits to its Website, facebook, linked in and pages of the firm in any venue. Such as: the date and time of the visit, the length of the visit and the location from which the visit originated and the software the visitor used to view the Website or venue. The Investment Advisor uses this information to improve the content of Its online presence and to help The Investment Advisor understand how visitors interact with The Investment Advisor online. This information may be shared with an online consultant to improve the quality of the online business presence of The Investment Advisor.
The Investment Advisor retains the right to monitor traffic to Its Website, facebook Pages, linked in or pages in any venue in which The Investment Advisor has an online presence.
Security
There may be security issues when submitting personal or confidential information over an internet connection. There may be times when security measures are beyond the control of The Investment Advisor. You are directly responsible for the use, maintenance and security of your computer, the network on which it resides, software applications and electronic files. The Investment Advisor is not liable for any damages to or loss of your computer, network system, software applications or electronic files due to security, user error or failure to comply with recommended operating procedures and maintenance. Nor is The Investment Advisor liable for any damages of loss due to internet connection and/or service failures, problems or damages caused by software or applications owned and maintained by a separate corporation or entity.
Likes and Links to Third Parties
The Investment Advisor uses likes and links to other websites , facebook Pages, linked in or unrelated third parties in an effort to assist users in locating information provided by liked websites, facebook pages, linked in and/or liked by The Investment Advisor. Liking to and/or linking to a website does not constitute an endorsement by The Investment Advisor. Technical problems with outside links, Other than a link that has been moved or changed, should be reported to the organization that maintains that site.
Consent:
Use of this Website, facebook Pages, linked in, the Financial Educational Forum or any venue The Investment Advisor Appears in You Agree Expresses Your Consent, Explicit and Implicit of all the provisions of This Policy. For further Clarification or Questions, Contact The Investment Advisor at (412) 388-0500 or (570) 815-0770.
